Alternatives to QB Online

Let’s face it, it’s a fast-paced world and you have to explore alternatives to keep up.  In this environment, you can’t afford to be left behind because you are chained to your desk by desktop software applications…Intuit, the makers of Quickbooks, answered the call (sort of) with the web-based version of it’s popular accounting software – Quickbooks Online.

Having web-based products are good for the mobile roadwarrior but bad when you don’t get all the features that you need…

If the online version of Quickbooks doesn’t provide you with all the features that you need, here are a few alternatives that may work for you.

In addition to those alternatives, you may want to look into Quickbooks Hosting – where the desktop version is hosted as a virtual desktop (cloud computing).  Recently, Intuit has endorsed a few providers who, in addition to providing you with hosting, can also “rent” licenses.  To my knowledge, there are five service providers on the “approved” list*… they are:

Disclaimer – this is not meant to be an all inclusive list nor is it meant to be a review or endorsement or any product or service over another.  Do your research – find out what works best for you.  Good luck!  ~Joyce

*List and additional information can be found here.
**Image: Stefano Valle /


Payment Processing Alternatives

As a small business owner, it’s hard to know where to turn when it comes to payment processing.  You want to make it convenient for your customers/clients while being easy for you to manage.  As both a small business owner & accountant, I probably come in contact with more alternatives than the ‘average’ smbo.  Here are a few that I have encountered, a few I’m sure you have heard of and a few that will be new to you.

Depending on the number of transactions and where you are in the startup process some alternatives may be better than others.  Check the websites for their current fees and service offerings.

First tier:  You invoice your client (or set up payment buttons) and the client initiates the payment.  You are never in posession of their account or credit card information.   If you’ve used Paypal as a customer, you’ve used this tier of payment processing.

  • paypal –
  • intuit payment network –
  • paymeplz –

Second tier:  You set up a shopping cart or a checkout interface for the client.  The client goes to your website, shops/makes their choice and initiates the payment.  Like the first tier, you are never in possession of their bank account or credit card information.

  • google checkout (editor’s note: google checkout is no longer available, effective Dec 2013)
  • fastspring –

Third tier:  You set up a merchant account with the provider of your choice for processing.  Unlike the other two tiers, you can initiate payments with the permission of your client, therefore, you have more control over your cashflow & it’s timing… but with control comes responsibility (like making sure you keep your client’s account information safe).

Disclaimer:  I am not endorsing one alternative over another and this is not meant to be an all-inclusive list.  I’m just putting it out in the atmosphere as a starting point to let you know that there are indeed alternatives – do your research, get out there/try them and figure out what works best for you and your business.

If you’re reading this and you’ve had a good (or bad) experience with any of these alternatives or you have an alternative that’s not listed…feel free to post a comment!

Good luck – much success!!

**Image: Andy Newson /

Back To Business

It’s been quite awhile since I have posted anything, to be exact, it’s been eight (8) months!  Honestly, I seriously considered letting the blog go & closing it down.  I thought about discontinuing it because I just couldn’t wrap my head around the benefits to keeping it.  I wasn’t seeing any return on the time and the effort I had been dedicating to researching, writing and posting content.  Besides that,  most of time, I felt like I was talking to myself.  But I’ve seen the proverbial light.  I look at the blog, as well as blogging in general, differently.

Like many of you, as a small business owner, I wear many hats so instead of writing a blog exclusively about my area of expertise (accounting & tax matters),  I’ve decided to add general stuff people ask me about being a small business owner – like how I got started and how I “did it”.  My hope is that the things that I find interesting and helpful…will be interesting and helpful to you as well.

Well… guess it’s back to business.  Let the blog party begin!

Plan Your Staffing Now

Plan Your Staffing Now – Before The Post Recession Rebound!

So you got what you think is a bargain when you hired the new accountant… What are you going to do when the economy rebounds and that employee that took a 25-50% paycut, heads for the nearest exit faster than you can say “2 weeks notice”?

Let’s face it, the harsh reality is that there will be a lot of turnover and attrition of good employees.  In fact, it’s not IF it will happen but WHEN.  So what do you do?  My suggestion:  prepare yourself by planning for the inevitable.  It’s that time of year – budget time!  So budget for changes (turnover/new employees).  Evaluate the possibility that you may need to outsource a few tasks (telemarketing, social media, accounting/bookkeeping, marketing, etc),  Look at what your core products and services are… wherever you can, tighten your belt.

Related info:
Why Outsource Bookkeeping/Accounting?
Raiding My Team
Four Professionals Who Can Help Your Business Succeed
How Hiring A Professional Costs Less Than Doing It Yourself
Why You Should Outsource


Business Builder: How To Start A Bookkeeping (or Accounting) Business

About a month ago, I set out to write an e-book about something I know. So I started with the obvious, starting a bookkeeping or accounting business.

Freebie Alert… but you have to give to receive (read post to the end)

Right now it’s rough for pretty much everyone. So many people have decided to start businesses… so why not you?

Starting a bookkeeping business, or any business for that matter, is not rocket science but it does take some planning and it helps a little bit if you have some guidance from someone that has been there and done that. There will be days when you simply don’t feel like it, when you feel like you can’t do it, when you feel like this hair-brained idea that you had won’t work but I’m here to tell you that with perseverance, it can and will work… you just have to stick with it.

Remember, do what you love and everything will naturally fall into place. You will make tons of mistakes along the way but the more you fail, the closer you will be to success so don’t be afraid to fail. Dispel your fears because they aren’t real after all. FEAR is just False Evidence Appear Real.

For the next week, I’m offering a FREE Preview Chapter, my chapter on Marketing.
Want more info about the ebook?  Click Here!
Want the entire ebook ~ How To Start A Bookkeeping Business?  Click Here!


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